Good communication within the organization and in the market is guaranteed to propel your company in the direction of success. It is imperative that companies understand how the 21st century tools such as social networking, video-conferencing and cloud computing help to create valuable collaborative relationships. Enterprise communications entails building a network that will allow for reorganization of business processes to include noteworthy players and the dispersion of information.Enterprise communications are seen by many as a successful business venture because of the benefits it offers. By deciding on an effective enterprise communication strategy, organizations can open the line of communication to increase employee productivity.There are devices available that enable users to access the network and participate in the company’s brain storming sessions. Moreover, the devices allow for access anytime and anywhere, making enterprise communications very effectual.Communication is open, flexible, cost-effective and mutually inclusive on both ends of the network. Such open communication will improve organization performance by ensuring the movement of business content as a swifter speed. Enterprise communication can be managed very easily and controlled by the organization for deliverance of information to a select few or to all. With the network in place, it is far easier to share pertinent data like the influence of merging technologies on the global trade with people of the network.The most common subscribers of enterprise communications are telecommunication and data communications professionals, government bodies, educational institutions, industry organizations and libraries.The main tools of enterprise communications are:
Customer Relationship Management (CRM): It is about interacting with customers to maintain a relationship based on loyalty and trust. Moreover, with CRM you can entice new clients to your organizations with marketing techniques, direct mail, customer service or support and other methods that emphasize the organization’s message.
Cloud Computing: Flow charts and diagrams depict the web of information and processes occurring in your organization on a display terminal.
Social Media: Facebook, Twitter, Flickr etc. can work in the best interests of your organization to amass a following of clients who visit the sites for business news and more.
Video Conferencing: Members of the network can meet face to face though they may be across states. This not only eliminates a travel budget necessary to bring together people for a board meeting but also reduces greenhouse gases.
Mobile Communications: Mobile devices can be adopted into your organization’s communication system, additionally featuring specialized applications and functions.
The origin of the term ‘education’ can be traced to Latin roots from the term ‘educare’ meaning ‘to raise’ or ‘to nourish’. The main purpose of bestowing education is to imparting and development of knowledge and its significant application in life in positive aspects and also in the growth of wisdom and social and cultural consciousness. As a result the process of communicating and interacting with students and therefore the efficiency of the teacher and his skills are equally vital for the spread of education. In fact it is necessary to note that all the countries of the world are pledged to extend the cause of education by reaching out to every nook and corner and ensure that every individual is literate. Literacy is a fundamental right of every human being irrespective of geographical boundaries and every child is entitled to receive basic education. Different disciplines contribute accordingly in the spread of education. Here it is to be pointed out that education begins form the grassroots level at home among one’s family and peers but elementary school education begins in the form of primary education and is followed by secondary education and then higher education. Therefore it is not wrong to refer to primary education as the first step towards attaining a bright future. It is the first stage which every child has to embark on in the beginning.Primary education more often follows nursery or pre-school education. Primary education is a vital stage in the development of the consciousness and personality of the child as it is at this juncture that a whole new world of bright ideas and knowledge open up in front of their eyes. At this stage children are extremely inquisitive and elementary education must encourage this tendency among the children. As the child attains about twelve years of age, he becomes eligible for high school or secondary education. However there are several educational institutions which provide middle school facilities which make the transition form primary to secondary schools quite gradual. Literacy is one of the most important goals that primary education sets to achieve and primary education concerns itself with introducing the study of history, geography, science and the various social sciences along with the necessary languages that need to be learnt. Primary education also encourages the practicing of the liberal arts like music, dance, fine arts and even facilitates physical fitness along with the development of the mind.
In every facet of our purchasing lives we act as normal consumers. When we go to the grocery store, we will choose one brand over another because of a matter of cents. When we need car repairs we will search countless repair shops to get the best price and value. In almost every purchasing decision we are engaged consumers. However, when it comes to health care we are the furthest thing from an engaged consumer, we are anti-consumers.Why is this?Health insurance coverage has become something it is not and should not be. Health insurance has began covering predictable expenses. With too low of deductibles and office co-pays the consumer became disengaged. For just a $10 co-pay you can go to the doctor for a mere cough and the doctor will tell you to take cough medicine. Was this visit really needed? Now, the true costs of that office visit is not $10, it is whatever the doctor charges. Why would the consumer care what this doctor actually charges if all they have to pay is the $10 co-pay and then the insurance picks up the tab? The consumer usually has no idea what the real cost is, to them it is $10. This is a major disconnection.Remember, the insurance has to cover the rest of the actual costs of this office visit. That cost has to be reflected somewhere. The misuse of office visits, emergency rooms and pointless medical tests are reflected in rising health insurance premiums. There is no incentive to be an actual consumer, so why would anyone?Along with co-pays we have a lot of low deductible plans still in the market today. Where is the incentive in a deductible that is $250, $500? If I know that the insurance will begin to pay after I hit this cost to me, I understand that I do not have much risk here. I still have no incentive to shop around like I would with any other purchasing decision, especially one has major as health care.Now, I can already hear objections to what I am saying. Many will tell me my solution is to dig into the consumers pocket even more with higher deductibles. Thus, hurting the consumer and their ability to pay the bills and feed their families. This would be true if I was simply saying to move to a high deductible plan, end of story. What I am saying is to engage the consumer. Make purchasing health care real again. Consumers need to see the real costs. This can be done without hurting the consumer or their checkbooks. High deductible plans are the answer, but they have to be coupled with a personal care accounts such as a Health Reimbursement Arrangement (HRA).An HRA, is a promise from an employer to reimburse the employee for health care expenses. If the employer gives the employee $1,500 in an HRA, the employee can use this money for eligible health care expenses. Now, employers are not actually handing over this money to the employee, they are simply promising to pay for any future medical expenses incurred. The easiest way to administrate an HRA is on a debit card based system. The employee will receive a debit card with the amount of funds the employer is willing to give, loaded onto it. The employee can then use this debit card to pay for any eligible medical expenses.For example, let’s take Company A.Company A buys a health plan with a deductible of $3,000. Now if Company A was to say to it’s employees this is your plan, you have to pay the first $3,000 before the insurance kicks in, the employees might not be able to afford that. However, if Company A was to give them a $3,000 deductible along with an HRA in the amount of $1500 then this would certainly lessen the blow. Now the employee has what feels like first dollar coverage, the first $1,500 incurred they can use the HRA for. For 85% of people this will be enough money for the year. Imagine 85% of people will see $0 in out of pocket expenses.We have now created an engaged consumer. Why? These employees have to live on a budget and their decisions are driven by this budget. They understand if they spend all $1,500 in their HRA, they will now have to pay out of pocket until the deductible is met. They also understand that if they are unfortunate and need serious medical procedures their out of pocket is not extreme.When employees are driven by this budget, they see the real cost of health care because they are paying the actual bills. These plans do not have co-pays, the bill the consumer receives is the actual bill and they learn quick the true costs. It leads to better purchasing decisions. For example, let’s say you hurt your ankle late at night and your doctor’s office is closed. Is it hurt bad enough to warrant an emergency room trip? Can it wait until the morning? Should I elevate, ice it and then see how it is tomorrow before deciding what to do? These are questions many will not even think to consider if they are just simply paying a co-pay to go the the emergency room. These plans cut out waste because the consumer weighs the value of their own health care. If they truly need to go to the ER, they will. If not, then why not wait and take the less expensive option?Far too many times, people misuse their health plans. This leads to waste, which leads to higher costs. Creating an engaged consumer is vital to controlling costs. Imagine going to the store and purchasing a product without knowing what it just cost. That makes little to no sense for almost everyone. Yet, for some reason this is how we purchase health care. This needs to change, it has to change.